About South Jordan
South Jordan is an affluent suburb in southwest Salt Lake County known for excellent schools, The District shopping center, and family-friendly neighborhoods. While home prices are higher, DPA programs help make homeownership accessible.
Key Facts
- South Jordan DPA offers up to $20,000 in assistance
- Home to The District shopping and dining destination
- Highly-rated Jordan School District schools
- TRAX light rail connects to downtown Salt Lake
Need Local Help?
Our team specializes in Salt Lake County DPA programs. We're located in Clearfield and serve all of South Jordan.
DPA Programs Available in South Jordan
6+ down payment assistance programs serve South Jordan homebuyers
South Jordan DPA
forgivable loanUp to 7.5% of purchase price or $20,000 (whichever less). 0% interest, deferred. Forgiven after 10 years. Early sale penalty applies.
UHC DPA Second Mortgage (Traditional)
second mortgageBorrow up to 6% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed rate, 1% higher than first mortgage (max 8%). Monthly payment required. Must be combined with UHC first mortgage (FirstHome, FHA/VA, or HFA Advantage).
UHC DPA Second Mortgage (Deferred)
deferred loanBorrow up to 3.5% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed at 3.5% deferred simple interest. NO MONTHLY PAYMENT required. Principal + deferred interest due on sale, refinance, or maturity. Must combine with UHC first mortgage.
UHC Utah Veteran Grant
grantTRUE GRANT - $2,500 cash at closing, NO REPAYMENT REQUIRED. For veterans or active military who separated within last 5 years AND are first-time Utah homebuyers. Limited funds available (79 remaining as of Jan 2026). Can combine with any UHC loan program.
UHC Law Enforcement / Correctional Officer Assistance
grantSpecial assistance for Utah Law Enforcement Officers and Correctional Officers who are first-time homebuyers. FUNDS CURRENTLY DEPLETED - Waiting list implemented. See UHC website for waiting list instructions.
UHC First-Time Homebuyer Assistance (New Construction)
deferred loanUp to $20,000 for NEW CONSTRUCTION homes only. Funds for down payment, closing costs, and/or permanent rate buydown. Utah Legislature funded $50M to help ~2,500 first-time buyers. 558 remaining as of Jan 2026. Deferred loan, repaid on sale/refi/rental.
South Jordan Down Payment Assistance FAQ
What down payment assistance is available in South Jordan?
South Jordan homebuyers can access the South Jordan DPA program offering up to $20,000 in assistance, plus statewide UHC programs with grants up to $2,500 and second mortgages up to $27,500.
Are South Jordan homes more expensive?
Yes, South Jordan has higher median prices than much of Salt Lake County due to its reputation for excellent schools and newer construction. However, DPA programs help offset the higher costs.
What schools serve South Jordan?
South Jordan is served primarily by Jordan School District, known for excellent academic programs. Bingham High School and several highly-rated elementary and middle schools serve the community.
Can I combine South Jordan DPA with other programs?
Yes! The South Jordan program can often be combined with UHC second mortgage assistance for even greater total assistance. Take our quiz to see all programs you may qualify for.