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Updated May 2026

Utah Down Payment Assistance Programs 2026

Browse all 29 active Utah down payment assistance programs for 2026 — grants, forgivable loans, and deferred loans for first time home buyers. Up to $85,000 in combined assistance. Use filters below or jump to your city or county guide.

Looking for a specific area? Local guides cover program details, income limits, and funding status for Ogden, Clearfield, Davis County, and Weber County.

First Time Buyer GuideOgden Down Payment AssistanceClearfield Utah DPALayton City DPADavis County DPAWeber County DPASalt Lake City DPASalt Lake County DPAUtah County DPAAll Locations →

Showing 29 programs

Funds AvailableOgden

Ogden City Homes

Ogden City Community Development Division

$50,000
Deferred Loan
All buyers
80% AMI income limit
Funds AvailableOgden

Own in Ogden

Ogden City Community Development

$20,000
Deferred Loan
All buyers
80% AMI income limit
Funds AvailableLayton

At Home in Layton

Layton City CDBG

$10,000
Grant
First-time buyers
Forgiven after 5 years
80% AMI income limit
Funding ClosedClearfield

Clearfield City Down Payment Assistance (CCDP)

Davis Community Housing Authority (DCHA)

$7,500
Grant
First-time buyers
80% AMI income limit
Funding ClosedSalt Lake City

NeighborWorks Salt Lake City DPA

NeighborWorks Salt Lake

$40,000
Forgivable Loan
First-time buyers
Forgiven after 5 years
80% AMI income limit
Temporarily PausedSalt Lake City

Salt Lake City 'Own In' DPA

CDCU (Community Development Corporation of Utah)

$20,000
Forgivable Loan
First-time buyers
Forgiven after 5 years
80% AMI income limit
Temporarily PausedSalt Lake City

Salt Lake City 'Plus' DPA

CDCU (Community Development Corporation of Utah)

$30,000
Forgivable Loan
First-time buyers
Forgiven after 5 years
80% AMI income limit
Limited FundsMurray

Murray City DPA

NeighborWorks Salt Lake / Murray City

$30,000
Forgivable Loan
First-time buyers
Forgiven after 5 years
120% AMI income limit
Limited FundsMidvale

Midvale City DPA

NeighborWorks Salt Lake / Midvale City Redevelopment Agency

$30,000
Forgivable Loan
First-time buyers
Forgiven after 5 years
80% AMI income limit
Funds AvailableWest Valley City

West Valley Chenoa Fund

CBC Mortgage Agency / Chenoa Fund

$25,000
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableWest Jordan

West Jordan DPA

West Jordan Community Development

$7,500
Forgivable Loan
First-time buyers
Forgiven after 5 years
80% AMI income limit
Funds AvailableSouth Jordan

South Jordan DPA

South Jordan Redevelopment Agency

$20,000
Forgivable Loan
All buyers
Forgiven after 10 years
80% AMI income limit
Funds AvailableEagle Mountain

Eagle Mountain MAP

Eagle Mountain City

$25,000
Forgivable Loan
First-time buyers
Forgiven after 15 years
120% AMI income limit
Funds AvailableProvo

Provo Home Purchase Plus

Provo City Development Services

$60,000
Deferred Loan
First-time buyers
Forgiven after 15 years
80% AMI income limit
Funds AvailableUtah

Utah County Loan to Own

Provo City Development Services (Utah Valley HOME Consortium)

$40,000
Deferred Loan
First-time buyers
Forgiven after 10 years
80% AMI income limit
Funds AvailableStatewide

UHC FirstHome Loan

Utah Housing Corporation

$772,400
Second Mortgage
First-time buyers
100% AMI income limit
Funds AvailableStatewide

UHC FHA/VA Mortgage

Utah Housing Corporation

$27,500
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableStatewide

UHC Freddie Mac HFA Advantage

Utah Housing Corporation

$27,500
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableStatewide

UHC DPA Second Mortgage (Traditional)

Utah Housing Corporation

$27,500
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableStatewide

UHC DPA Second Mortgage (Deferred)

Utah Housing Corporation

$27,500
Deferred Loan
All buyers
120% AMI income limit
Limited FundsStatewide

UHC Utah Veteran Grant

Utah Housing Corporation

$2,500
Grant
First-time buyers
120% AMI income limit
WaitlistStatewide

UHC Law Enforcement / Correctional Officer Assistance

Utah Housing Corporation

$10,000
Grant
First-time buyers
120% AMI income limit
Funds AvailableStatewide

UHC First-Time Homebuyer Assistance (New Construction)

Utah Housing Corporation

$20,000
Deferred Loan
First-time buyers
100% AMI income limit
Funds AvailableBox Elder

BRAG First Time Home Buyer

Bear River Association of Governments

$3,000
Deferred Loan
First-time buyers
80% AMI income limit
Temporarily PausedDavis

Davis County Homeownership Program

Davis County Community and Economic Development

$50,000
Deferred Loan
All buyers
80% AMI income limit
Funds AvailableOgden

Community Lending Program

Participating Lenders (CRA Designated Areas)

$4,500
Grant
All buyers
999% AMI income limit
Funds AvailableStatewide

FHLB HELP Program

Federal Home Loan Bank (FHLB)

$20,000
Forgivable Loan
First-time buyers
80% AMI income limit
Temporarily PausedStatewide

HomeChoice

Neighborhood Nonprofit Housing Corporation (NNHC)

$70,000
Second Mortgage
Repeat buyers
80% AMI income limit
Funding ClosedLogan

Welcome Home: Own in Logan

Formerly Neighborhood Nonprofit Housing Corp

$7,500
Forgivable Loan
First-time buyers
Forgiven after 10 years
80% AMI income limit

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