Funds AvailableLaytonGrant
At Home in Layton
Layton City CDBG
$10,000
Maximum Assistance
80%
AMI Income Limit
5 years
Until Forgiveness
Program Summary
$10,000 grant for up to 50% of required down payment, closing costs, or principal reduction. Secured by Promissory Note and Trust Deed. Must be repaid if home sold before 5 years; fully forgiven after 5 years of occupancy.
Eligibility Requirements
Location
Property must be in Layton
Buyer Type
First-time buyers only (no home ownership in past 3 years)
Income Limit
Household income must not exceed 80% AMI for Davis County:
| Household | 80% AMI Limit |
|---|---|
| 1 person | $67,500 |
| 2 people | $77,150 |
| 3 people | $86,800 |
| 4 people | $96,400 |
Showing sizes 1-4. See all household sizes
Davis County • FY 2025 HUD Income Limits
Primary Residence
Must be your primary residence (not investment property)
How to Apply
- 1Get pre-approval letter from lender showing the amount you qualify for.
- 2Have an accepted Real Estate Purchase Contract (REPC) for a home in Layton.
- 3Download and complete the application form (link below).
- 4Submit application with all required documents to Layton City.
- 5Processing takes approximately 2 weeks.
- 6Grant funds are disbursed directly to the title company at closing.
Required Documents
- Completed At Home in Layton application form
- Pre-approval letter (showing amount qualified for)
- 2024 tax returns (all household members)
- 2 months of pay stubs (all working household members)
- Accepted Real Estate Purchase Contract (REPC)
Contact Information
Morgan Cloward, CDBG & Economic Development Specialist: 801-336-3770, mcloward@laytoncity.org
Official WebsiteLast verified: 2026-01-30