GrantLaytonFunds AvailableRenews July 1
At Home in Layton
Layton City CDBG
Up to
$10,000
Forgiven after 5 years
Renews July 1 each year
Assistance
Grant
Area
Layton
Buyers
First-time buyers
Income
80% AMI limit
Funding renews
July 1
What This Program Offers
$10,000 grant for up to 50% of required down payment, closing costs, or principal reduction.
- Secured by Promissory Note and Trust Deed.
- Must be repaid if home sold before 5 years; fully forgiven after 5 years of occupancy.
Who Qualifies
Location
Layton
Buyer type
First-time buyers only
Primary residence
Must be your primary home — not an investment property
Income limits
Household income must not exceed 80% AMI for Davis County
| Household | 80% AMI Limit |
|---|---|
| 1 person | $66,050 |
| 2 people | $75,450 |
| 3 people | $84,900 |
| 4 people | $94,300 |
Showing sizes 1-4. See all household sizes
Davis County • FY 2025 HUD Income Limits
How to Apply
- 1
Get pre-approval letter from lender showing the amount you qualify for.
- 2
Have an accepted Real Estate Purchase Contract (REPC) for a home in Layton.
- 3
Download and complete the application form (link below).
- 4
Submit application with all required documents to Layton City.
- 5
Processing takes approximately 2 weeks.
- 6
Grant funds are disbursed directly to the title company at closing.
Documents you'll need
- Completed At Home in Layton application form
- Pre-approval letter (showing amount qualified for)
- 2024 tax returns (all household members)
- 2 months of pay stubs (all working household members)
- Accepted Real Estate Purchase Contract (REPC)
Program Contact
Morgan Cloward, CDBG & Economic Development Specialist: 801-336-3770, mcloward@laytoncity.org
Official WebsiteLast verified: 2026-01-30