About West Jordan
West Jordan is Salt Lake County's second-largest city, offering affordable suburban living with easy access to employment centers and outdoor recreation. With diverse housing options and growing amenities, it's popular with families and first-time buyers.
Key Facts
- West Jordan DPA offers up to $20,000 in assistance
- Second-largest city in Salt Lake County
- More affordable than Salt Lake City proper
- Excellent access to I-15 and TRAX light rail
Need Local Help?
Our team specializes in Salt Lake County DPA programs. We're located in Clearfield and serve all of West Jordan.
DPA Programs Available in West Jordan
6+ down payment assistance programs serve West Jordan homebuyers
West Jordan DPA
forgivable loanUp to $7,500 covering half of down payment/closing costs. Forgiven after 5 years. Buyer must contribute $2,500 (seasoned, non-gift).
UHC DPA Second Mortgage (Traditional)
second mortgageBorrow up to 6% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed rate, 1% higher than first mortgage (max 8%). Monthly payment required. Must be combined with UHC first mortgage (FirstHome, FHA/VA, or HFA Advantage).
UHC DPA Second Mortgage (Deferred)
deferred loanBorrow up to 3.5% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed at 3.5% deferred simple interest. NO MONTHLY PAYMENT required. Principal + deferred interest due on sale, refinance, or maturity. Must combine with UHC first mortgage.
UHC Utah Veteran Grant
grantTRUE GRANT - $2,500 cash at closing, NO REPAYMENT REQUIRED. For veterans or active military who separated within last 5 years AND are first-time Utah homebuyers. Limited funds available (79 remaining as of Jan 2026). Can combine with any UHC loan program.
UHC Law Enforcement / Correctional Officer Assistance
grantSpecial assistance for Utah Law Enforcement Officers and Correctional Officers who are first-time homebuyers. FUNDS CURRENTLY DEPLETED - Waiting list implemented. See UHC website for waiting list instructions.
UHC First-Time Homebuyer Assistance (New Construction)
deferred loanUp to $20,000 for NEW CONSTRUCTION homes only. Funds for down payment, closing costs, and/or permanent rate buydown. Utah Legislature funded $50M to help ~2,500 first-time buyers. 558 remaining as of Jan 2026. Deferred loan, repaid on sale/refi/rental.
West Jordan Down Payment Assistance FAQ
What down payment assistance is available in West Jordan?
West Jordan homebuyers can access the West Jordan DPA program offering up to $20,000 in assistance, plus statewide UHC programs with grants up to $2,500 and second mortgages up to $27,500. Combined, this could mean $40,000+ in assistance.
What is the West Jordan DPA program?
West Jordan offers up to $20,000 in down payment assistance for qualifying buyers purchasing within city limits. The program has income limits and requires the home to be your primary residence. Check current funding status as programs may have limited funds.
Is West Jordan good for first-time homebuyers?
Yes! West Jordan offers more affordable homes than Salt Lake City while still providing access to DPA programs. The city has grown significantly with new shopping, dining, and entertainment options.
What are West Jordan income limits for DPA?
Most programs use 80% AMI limits (approximately $80,000 for a family of 4 in Salt Lake County). UHC programs have higher limits. Take our free quiz to see exactly what you qualify for based on your income and household size.