West Jordan Utah Down Payment Assistance 2026
West Jordan down payment assistance for first time buyers — city DPA + FHLB HELP + Utah Housing Corporation
Free eligibility quiz • No SSN required • Results in 5 minutes
West Jordan at a Glance
West Jordan Down Payment Assistance Programs at a Glance
West Jordan DPA
AvailableUHC DPA Second Mortgage (Traditional)
AvailableUHC DPA Second Mortgage (Deferred)
AvailableUHC Utah Veteran Grant
LimitedUHC Law Enforcement / Correctional Officer Assistance
PausedUHC First-Time Homebuyer Assistance (New Construction)
AvailableAbout West Jordan Down Payment Assistance
West Jordan Utah down payment assistance programs help first time home buyers purchase homes in Salt Lake County's second-largest city. With the West Jordan DPA program (up to $7,500 forgivable), FHLB HELP grant ($20,000), and statewide UHC programs ($27,500), buyers can combine city and state assistance on West Jordan purchases.
West Jordan DPA Program Highlights
- West Jordan City DPA: Up to $7,500 forgivable after 5 years (buyer contributes $2,500)
- FHLB HELP Program: $20,000 forgivable grant for first time buyers
- UHC DPA: Up to $27,500 statewide when paired with a UHC first mortgage
- TRAX light rail connects to downtown Salt Lake City
Need Local Help?
Our team specializes in Salt Lake County DPA programs. We're located in Clearfield and serve all of West Jordan.
DPA Programs Available in West Jordan
6+ down payment assistance programs serve West Jordan homebuyers
West Jordan DPA
forgivable loanUp to $7,500 covering half of down payment/closing costs. Forgiven after 5 years. Buyer must contribute $2,500 (seasoned, non-gift).
UHC DPA Second Mortgage (Traditional)
second mortgageBorrow up to 6% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed rate, 1% higher than first mortgage (max 8%). Monthly payment required. Must be combined with UHC first mortgage (FirstHome, FHA/VA, or HFA Advantage). Can stack with local city/county DPA when the local program agrees to third lien position (UHC 2nd, local DPA 3rd).
UHC DPA Second Mortgage (Deferred)
deferred loanBorrow up to 3.5% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed at 3.5% deferred simple interest. NO MONTHLY PAYMENT required. Principal + deferred interest due on sale, refinance, or maturity. Must combine with UHC first mortgage. Can stack with local city/county DPA when the local program agrees to third lien position (UHC 2nd, local DPA 3rd).
UHC Utah Veteran Grant
grantTRUE GRANT - $2,500 cash at closing, NO REPAYMENT REQUIRED. For veterans or active military who separated within last 5 years AND are first-time Utah homebuyers. Limited funds available (79 remaining as of Jan 2026). Can combine with any UHC loan program.
UHC Law Enforcement / Correctional Officer Assistance
grantSpecial assistance for Utah Law Enforcement Officers and Correctional Officers who are first-time homebuyers. FUNDS CURRENTLY DEPLETED - Waiting list implemented. See UHC website for waiting list instructions.
UHC First-Time Homebuyer Assistance (New Construction)
deferred loanUp to $20,000 for NEW CONSTRUCTION homes only. Funds for down payment, closing costs, and/or permanent rate buydown. Utah Legislature funded $50M to help ~2,500 first-time buyers. 558 remaining as of Jan 2026. Deferred loan, repaid on sale/refi/rental.
How to Apply for West Jordan Down Payment Assistance
Check Eligibility
Take our free 5-minute quiz to see which Salt Lake County programs you qualify for.
Get Pre-Approved
Work with a participating lender to get pre-approved for a mortgage and DPA programs.
Find Your Home
Shop for a home in West Jordan within program purchase price limits.
Close & Move In
Complete the loan process and receive your down payment assistance at closing.
West Jordan Down Payment Assistance FAQ
What down payment assistance is available in West Jordan Utah in 2026?
West Jordan first time buyers can access: West Jordan City DPA (up to $7,500 forgivable), FHLB HELP Program ($20,000 forgivable grant), and UHC programs (up to $27,500). Combined city + state assistance often exceeds $50,000 depending on stacking eligibility.
What is the West Jordan down payment assistance program?
West Jordan City offers up to $7,500 covering half of down payment/closing costs as a forgivable loan (forgiven after 5 years) for qualifying first-time buyers purchasing within city limits. Buyers must contribute $2,500 in seasoned, non-gift funds. Contact West Jordan Community Development for current funding availability.
What first time buyer programs are available in West Jordan?
West Jordan first time buyers qualify for: FHLB HELP ($20,000 forgivable after 5 years), West Jordan City DPA (up to $7,500), and UHC FirstHome or other UHC loans with up to $27,500 DPA. Take our free quiz to see which programs match your situation.
Is West Jordan good for first time home buyers?
Yes! West Jordan offers lower median prices than Salt Lake City ($525k vs $575k) while having its own city DPA program plus access to FHLB HELP and Utah Housing Corporation statewide programs. TRAX access and growing amenities make it a strong first-time buyer market.
What are West Jordan income limits for down payment assistance?
Most programs use 80% AMI limits (approximately $80,000 for a family of 4 in Salt Lake County). UHC programs have higher limits up to $162,500. Take our free eligibility quiz to see which West Jordan programs you qualify for.