Funds AvailableWest JordanForgivable Loan
West Jordan DPA
West Jordan Community Development
$7,500
Maximum Assistance
80%
AMI Income Limit
5 years
Until Forgiveness
Program Summary
Up to $7,500 covering half of down payment/closing costs. Forgiven after 5 years. Buyer must contribute $2,500 (seasoned, non-gift).
Eligibility Requirements
Location
Property must be in West Jordan
Buyer Type
First-time buyers only (no home ownership in past 3 years)
Income Limit
Household income must not exceed 80% AMI for Salt Lake County:
| Household | 80% AMI Limit |
|---|---|
| 1 person | $68,750 |
| 2 people | $78,550 |
| 3 people | $88,350 |
| 4 people | $98,150 |
Showing sizes 1-4. See all household sizes
Salt Lake County • FY 2025 HUD Income Limits
Primary Residence
Must be your primary residence (not investment property)
Buyer Contribution
You must contribute at least $2,500 of your own funds
How to Apply
- 1Verify you're a first-time homebuyer (no ownership in past 3 years).
- 2Confirm you have $2,500 in seasoned, non-gift funds to contribute.
- 3Get pre-approved with a mortgage lender.
- 4Find a home within West Jordan city limits.
- 5Download checklist and application from city website.
- 6Submit all required documents to Community Development.
- 7Receive up to $7,500 covering half of down payment/closing costs at closing.
Required Documents
- 2 years of tax returns
- Recent pay stubs (2 months)
- Purchase contract for West Jordan property
- Proof of $2,500 contribution (bank statements showing seasoned funds)