Funds AvailableStatewideSecond Mortgage
UHC DPA Second Mortgage (Traditional)
Utah Housing Corporation
$27,500
Maximum Assistance
120%
AMI Income Limit
Program Summary
Borrow up to 6% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed rate, 1% higher than first mortgage (max 8%). Monthly payment required. Must be combined with UHC first mortgage (FirstHome, FHA/VA, or HFA Advantage).
Eligibility Requirements
Location
Available statewide in Utah
Buyer Type
Open to all buyers (first-time and repeat)
Income Limit
Household income must not exceed 120% of Area Median Income (AMI) for your county and household size.
Primary Residence
Must be your primary residence (not investment property)
How to Apply
Applied for simultaneously with UHC first mortgage through Participating Lender. Both loans serviced by UHC.
Required Documents
- Same as first mortgage requirements