Ogden City Homes

What This Program Offers

UNIQUE PROGRAM: Ogden City builds/renovates affordable homes and sells them WITH financing assistance.

• Up to $50,000 city carry-back second mortgage (1% min interest, 30-year term) + up to $3,000 closing cost assistance.
• Occupancy required: 5 years (<$15K), 10 years ($15K-$40K), or 15 years (>$40K).
• Can combine with Own in Ogden when city inventory is available.
• Currently no homes listed and none expected in the near term.

How to Apply

1. 1

   ⏸️ No homes currently available — Ogden City has no inventory listed and none expected in the near term. Check ogdencityhomes.com or call 801-629-8940 for updates.

2. 2

   When a home is listed:

3. 3

   Browse available homes at ogdencityhomes.com.

4. 4

   Submit offer to purchase (must be full listing price) with Ogden City Homes Application Packet.

5. 5

   If multiple offers received on day 1, a lottery is held.

6. 6

   Complete HUD-approved homebuyer education (USU Extension or equivalent).

7. 7

   Obtain purchase financing from a traditional mortgage lender.

8. 8

   City financing (up to $50K second mortgage) provided at closing.