Funds AvailableStatewideSecond Mortgage
UHC FHA/VA Mortgage
Utah Housing Corporation
$27,500
Maximum Assistance
120%
AMI Income Limit
Program Summary
FHA or VA first mortgage for first-time OR repeat buyers. Interest rate slightly higher than FirstHome. Requires 620 minimum credit score. Allows 1-2 unit properties (can rent part of home). Income limit: $162,500 qualifying income. No purchase price limit. Can combine with UHC DPA.
Eligibility Requirements
Location
Available statewide in Utah
Buyer Type
Open to all buyers (first-time and repeat)
Income Limit
Household income must not exceed 120% of Area Median Income (AMI) for your county and household size.
Primary Residence
Must be your primary residence (not investment property)
How to Apply
Apply through a UHC Participating Lender. Lender verifies eligibility and submits through UHC PowerLender.
Required Documents
- Per lender requirements
- Income verification
- Credit report (620+ score)