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Forgivable LoanSouth JordanFunds AvailableRenews July 1

South Jordan DPA

South Jordan Redevelopment Agency

Up to

$20,000

Forgiven after 10 years
Renews July 1 each year

Assistance

Forgivable Loan

Area

South Jordan

Buyers

First-time & repeat buyers

Income

80% AMI limit

Funding renews

July 1

What This Program Offers

Up to 7.5% of purchase price or $20,000 (whichever less).

  • 0% interest, deferred.
  • Forgiven after 10 years.
  • Early sale penalty applies.

Who Qualifies

Location

South Jordan

Buyer type

First-time & repeat buyers

Primary residence

Must be your primary home — not an investment property

Education course

HUD-approved homebuyer education required before closing

Your contribution

You must contribute at least $1,000 of your own funds

Income limits

Household income must not exceed 80% AMI for Salt Lake County

Household80% AMI Limit
1 person$70,650
2 people$80,750
3 people$90,850
4 people$100,900

Showing sizes 1-4. See all household sizes

Salt Lake County • FY 2025 HUD Income Limits

How to Apply

  1. 1

    Verify you meet income requirements (≤80% AMI) and have ≤$15,000 in liquid assets.

  2. 2

    Confirm you can contribute at least $1,000 of your own funds.

  3. 3

    Complete a HUD-approved homeownership education class.

  4. 4

    Get pre-approved with a mortgage lender.

  5. 5

    Find a home within South Jordan city limits.

  6. 6

    Download application from South Jordan city website.

  7. 7

    Submit application with all required documents to the RDA.

  8. 8

    Receive up to 7.5% of purchase price (max $20,000) at closing.

Documents you'll need

  • Income verification (pay stubs, tax returns)
  • Asset documentation (bank statements showing ≤$15K liquid)
  • Homebuyer education certificate
  • Pre-approval letter
  • Purchase contract for South Jordan property

Program Contact

801-446-HELP
Official Website

Last verified: 2026-01-08