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Forgivable LoanMidvaleLimited FundsRenews Jan 1

Midvale City DPA

NeighborWorks Salt Lake / Midvale City Redevelopment Agency

Up to

$30,000

Forgiven after 5 years
Renews January 1 each year

Assistance

Forgivable Loan

Area

Midvale

Buyers

First-time buyers

Income

80% AMI limit

Funding renews

Jan 1

What This Program Offers

Up to $25,000 as 0% interest, 5-year forgivable loan/grant (up to $30,000 for current Midvale residents or employees of a public entity operating within Midvale).

  • No repayment if you stay 5 years.

Who Qualifies

Location

Midvale

Buyer type

First-time buyers only

Primary residence

Must be your primary home — not an investment property

Education course

HUD-approved homebuyer education required before closing

Income limits

Household income must not exceed 80% AMI for Salt Lake County

Household80% AMI Limit
1 person$70,650
2 people$80,750
3 people$90,850
4 people$100,900

Showing sizes 1-4. See all household sizes

Salt Lake County • FY 2025 HUD Income Limits

How to Apply

  1. 1

    ⚡ LIMITED FUNDS AVAILABLE — Apply soon!

  2. 2

    Visit NeighborWorks Salt Lake website to check eligibility.

  3. 3

    Complete online homebuyer education course.

  4. 4

    Get pre-approved with a mortgage lender.

  5. 5

    Find a home within Midvale city limits.

  6. 6

    Apply through NeighborWorks Salt Lake.

  7. 7

    Provide proof of Midvale residency/employment for $30K max (otherwise $25K).

  8. 8

    Funds disbursed at closing if approved.

Documents you'll need

  • Homebuyer education certificate
  • Income documentation (pay stubs, tax returns)
  • Pre-approval letter from lender
  • Purchase contract for Midvale property
  • Proof of Midvale residency/employment (for $30K max)

Program Contact

801-539-1590
Official Website

Last verified: 2026-01-15