Funds AvailableStatewideSecond Mortgage
UHC FirstHome Loan
Utah Housing Corporation
$772,400
Maximum Assistance
100%
AMI Income Limit
Program Summary
UHC's lowest interest rate first mortgage for first-time homebuyers. FHA or VA financing. Requires 660 minimum credit score. Can be combined with UHC DPA Second Mortgage. Income limits: $116,100-$142,400 (1-2 person) depending on county. Max purchase price varies by county ($544,200-$772,400).
Eligibility Requirements
Location
Available statewide in Utah
Buyer Type
First-time buyers only (no home ownership in past 3 years)
Income Limit
Household income must not exceed 100% of Area Median Income (AMI) for your county and household size.
Primary Residence
Must be your primary residence (not investment property)
How to Apply
Apply through a UHC Participating Lender. Lender will verify income/purchase price limits and submit to UHC PowerLender system.
Required Documents
- Per lender requirements
- Income verification
- Credit report (660+ score)