Forgivable LoanMurrayLimited FundsRenews Jan 1
Murray City DPA
NeighborWorks Salt Lake / Murray City
Up to
$30,000
Forgiven after 5 years
Renews January 1 each year
Assistance
Forgivable Loan
Area
Murray
Buyers
First-time buyers
Income
120% AMI limit
Funding renews
Jan 1
What This Program Offers
Up to $30,000 as 0% interest, 5-year forgivable loan/grant.
- No repayment required if you remain in the home for 5 years.
- Income restrictions apply.
Who Qualifies
Location
Murray
Buyer type
First-time buyers only
Primary residence
Must be your primary home — not an investment property
Education course
HUD-approved homebuyer education required before closing
Income limits
Household income must not exceed 120% AMI for Salt Lake County
| Household | 120% AMI Limit |
|---|---|
| 1 person | $105,976 |
| 2 people | $121,126 |
| 3 people | $136,276 |
| 4 people | $151,350 |
Showing sizes 1-4. See all household sizes
Salt Lake County • FY 2025 HUD Income Limits
How to Apply
- 1
⚡ LIMITED FUNDS AVAILABLE — Apply soon!
- 2
Visit NeighborWorks Salt Lake website to check eligibility.
- 3
Complete online homebuyer education course.
- 4
Get pre-approved with a mortgage lender.
- 5
Find a home within Murray city limits.
- 6
Apply through NeighborWorks Salt Lake.
- 7
Submit income documentation for 120% AMI verification.
- 8
Funds disbursed at closing if approved.
Documents you'll need
- Homebuyer education certificate
- Income documentation (pay stubs, tax returns)
- Pre-approval letter from lender
- Purchase contract for Murray property
Program Contact
801-539-1590 (Murray Office: 4843 S Poplar Street, Murray, UT 84107)
Official WebsiteLast verified: 2026-01-15