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Davis County Homeownership Program

Davis County Community and Economic Development

$50,000
Maximum Assistance
80%
AMI Income Limit

Program Summary

Up to $50,000 as a deferred loan with 1% interest compounded annually. NO MONTHLY PAYMENTS. Full amount + interest repaid when home is sold, refinanced, or ceases to be primary residence. Can be used for principal reduction, rate buydown (max $10K), down payment (50%), and/or closing costs. Can stack with State DPA for up to $70K combined! Max purchase price $500K.

Eligibility Requirements

Location
Property must be in Davis
Buyer Type
Open to all buyers (first-time and repeat)
Income Limit
Household income must not exceed 80% AMI for Davis County:
Household80% AMI Limit
1 person$67,500
2 people$77,150
3 people$86,800
4 people$96,400

Showing sizes 1-4. See all household sizes

Davis County • FY 2025 HUD Income Limits

Primary Residence
Must be your primary residence (not investment property)
Buyer Contribution
You must contribute at least $1,000 of your own funds
Homebuyer Education
Completion of a HUD-approved homebuyer education course is required

How to Apply

  1. 1NOTE: 2025 funds exhausted — Applications reopen July 1, 2026.
  2. 2Get pre-qualification letter from a reputable lender.
  3. 3Execute a Real Estate Purchase Contract (REPC) for a Davis County home.
  4. 4Complete HUD-approved homebuyer education (USU Online Course recommended).
  5. 5Download the application packet (link below) and gather required documents.
  6. 6Apply through the Neighborly portal or submit directly to Davis County.
  7. 7Davis County performs visual inspection and environmental review.
  8. 8Processing takes approximately 25-30 days.
  9. 9Funds disbursed at closing.
Download Application Form

Required Documents

  • Completed Davis County application packet
  • Pre-qualification letter from lender
  • Executed Real Estate Purchase Contract (REPC)
  • HUD-approved homebuyer education certificate
  • Income documentation (pay stubs, tax returns, W-2s)
  • Proof of $1,000 minimum contribution
  • Cash reserves for 1 month housing expenses

Contact Information

801-451-3251 | homeownership@daviscountyutah.gov
Official Website

Last verified: 2026-01-30

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