Clinton Down Payment Assistance Programs at a Glance
UHC DPA Second Mortgage (Traditional)
AvailableUHC DPA Second Mortgage (Deferred)
AvailableUHC Utah Veteran Grant
LimitedUHC Law Enforcement / Correctional Officer Assistance
PausedUHC First-Time Homebuyer Assistance (New Construction)
AvailableDavis County Homeownership Program
PausedAbout Clinton Down Payment Assistance
Clinton is a growing city in northwest Davis County, offering affordable homes and a small-town feel while being close to Hill AFB and major shopping areas. It's popular with families and military personnel.
Clinton DPA Program Highlights
- Small-town feel with growing amenities
- Very close to Hill Air Force Base
- More affordable than neighboring Syracuse
- Good Davis School District schools
Need Local Help?
Our team specializes in Davis County DPA programs. We're located in Clearfield and serve all of Clinton.
DPA Programs Available in Clinton
6+ down payment assistance programs serve Clinton homebuyers
UHC DPA Second Mortgage (Traditional)
second mortgageBorrow up to 6% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed rate, 1% higher than first mortgage (max 8%). Monthly payment required. Must be combined with UHC first mortgage (FirstHome, FHA/VA, or HFA Advantage).
UHC DPA Second Mortgage (Deferred)
deferred loanBorrow up to 3.5% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed at 3.5% deferred simple interest. NO MONTHLY PAYMENT required. Principal + deferred interest due on sale, refinance, or maturity. Must combine with UHC first mortgage.
UHC Utah Veteran Grant
grantTRUE GRANT - $2,500 cash at closing, NO REPAYMENT REQUIRED. For veterans or active military who separated within last 5 years AND are first-time Utah homebuyers. Limited funds available (79 remaining as of Jan 2026). Can combine with any UHC loan program.
UHC Law Enforcement / Correctional Officer Assistance
grantSpecial assistance for Utah Law Enforcement Officers and Correctional Officers who are first-time homebuyers. FUNDS CURRENTLY DEPLETED - Waiting list implemented. See UHC website for waiting list instructions.
UHC First-Time Homebuyer Assistance (New Construction)
deferred loanUp to $20,000 for NEW CONSTRUCTION homes only. Funds for down payment, closing costs, and/or permanent rate buydown. Utah Legislature funded $50M to help ~2,500 first-time buyers. 558 remaining as of Jan 2026. Deferred loan, repaid on sale/refi/rental.
Davis County Homeownership Program
deferred loanUp to $50,000 as a deferred loan with 1% interest compounded annually. NO MONTHLY PAYMENTS. Full amount + interest repaid when home is sold, refinanced, or ceases to be primary residence. Can be used for principal reduction, rate buydown (max $10K), down payment (50%), and/or closing costs. Can stack with State DPA for up to $70K combined! Max purchase price $500K.
How to Apply for Clinton Down Payment Assistance
Check Eligibility
Take our free 5-minute quiz to see which Davis County programs you qualify for.
Get Pre-Approved
Work with a participating lender to get pre-approved for a mortgage and DPA programs.
Find Your Home
Shop for a home in Clinton within program purchase price limits.
Close & Move In
Complete the loan process and receive your down payment assistance at closing.
Clinton Down Payment Assistance FAQ
What down payment assistance is available in Clinton?
Clinton homebuyers can access the Davis County Homeownership Program (up to $50,000 when available) plus statewide UHC programs. Clinton's lower median prices mean DPA covers a larger percentage of your purchase.
Is Clinton good for first-time homebuyers?
Yes! Clinton offers more affordable entry points than Syracuse or Layton while still being in Davis County with access to the same DPA programs. Many first-time buyers find Clinton stretches their budget further.
Are there programs for Hill AFB employees in Clinton?
Military members have access to UHC VA programs and the Utah Veteran Grant. DOD civilian employees can use standard programs. Clinton's proximity to Hill makes it very popular with base personnel.
How do I get started buying in Clinton?
Take our free eligibility quiz to see which programs you qualify for. Our office in nearby Clearfield specializes in helping Davis County buyers — call (801) 820-7620 or visit us.