Syracuse Down Payment Assistance Programs at a Glance
UHC DPA Second Mortgage (Traditional)
AvailableUHC DPA Second Mortgage (Deferred)
AvailableUHC Utah Veteran Grant
LimitedUHC Law Enforcement / Correctional Officer Assistance
PausedUHC First-Time Homebuyer Assistance (New Construction)
AvailableDavis County Homeownership Program
PausedAbout Syracuse Down Payment Assistance
Syracuse is a fast-growing city in northwest Davis County known for its family-friendly atmosphere, excellent schools, and views of the Great Salt Lake and Antelope Island. It's popular with young families seeking newer construction.
Syracuse DPA Program Highlights
- One of Utah's fastest-growing cities
- Highly-rated Syracuse High School
- Close to Antelope Island State Park
- Many newer construction homes available
Need Local Help?
Our team specializes in Davis County DPA programs. We're located in Clearfield and serve all of Syracuse.
DPA Programs Available in Syracuse
6+ down payment assistance programs serve Syracuse homebuyers
UHC DPA Second Mortgage (Traditional)
second mortgageBorrow up to 6% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed rate, 1% higher than first mortgage (max 8%). Monthly payment required. Must be combined with UHC first mortgage (FirstHome, FHA/VA, or HFA Advantage).
UHC DPA Second Mortgage (Deferred)
deferred loanBorrow up to 3.5% of first mortgage loan (max $27,500) for down payment and closing costs. 30-year fixed at 3.5% deferred simple interest. NO MONTHLY PAYMENT required. Principal + deferred interest due on sale, refinance, or maturity. Must combine with UHC first mortgage.
UHC Utah Veteran Grant
grantTRUE GRANT - $2,500 cash at closing, NO REPAYMENT REQUIRED. For veterans or active military who separated within last 5 years AND are first-time Utah homebuyers. Limited funds available (79 remaining as of Jan 2026). Can combine with any UHC loan program.
UHC Law Enforcement / Correctional Officer Assistance
grantSpecial assistance for Utah Law Enforcement Officers and Correctional Officers who are first-time homebuyers. FUNDS CURRENTLY DEPLETED - Waiting list implemented. See UHC website for waiting list instructions.
UHC First-Time Homebuyer Assistance (New Construction)
deferred loanUp to $20,000 for NEW CONSTRUCTION homes only. Funds for down payment, closing costs, and/or permanent rate buydown. Utah Legislature funded $50M to help ~2,500 first-time buyers. 558 remaining as of Jan 2026. Deferred loan, repaid on sale/refi/rental.
Davis County Homeownership Program
deferred loanUp to $50,000 as a deferred loan with 1% interest compounded annually. NO MONTHLY PAYMENTS. Full amount + interest repaid when home is sold, refinanced, or ceases to be primary residence. Can be used for principal reduction, rate buydown (max $10K), down payment (50%), and/or closing costs. Can stack with State DPA for up to $70K combined! Max purchase price $500K.
How to Apply for Syracuse Down Payment Assistance
Check Eligibility
Take our free 5-minute quiz to see which Davis County programs you qualify for.
Get Pre-Approved
Work with a participating lender to get pre-approved for a mortgage and DPA programs.
Find Your Home
Shop for a home in Syracuse within program purchase price limits.
Close & Move In
Complete the loan process and receive your down payment assistance at closing.
Syracuse Down Payment Assistance FAQ
What down payment assistance is available in Syracuse?
Syracuse homebuyers can access the Davis County Homeownership Program (up to $50,000 when funding is available) plus statewide UHC programs. Take our quiz to see your specific options.
Are Syracuse home prices higher than other Davis County cities?
Syracuse tends to have slightly higher median prices due to newer construction and high demand. However, DPA programs can significantly offset this — $50,000+ in assistance makes a big difference.
Is there new construction DPA available in Syracuse?
Yes! The UHC First-Time Homebuyer Assistance (New Construction) program offers up to $20,000 specifically for newly built homes. This can be combined with other programs.
What schools serve Syracuse homebuyers?
Syracuse is served by Davis School District, consistently rated among Utah's best. Syracuse High, Syracuse Junior High, and multiple elementary schools serve the area.